CREDIT OPERATIONS OFFICER

An exciting opportunity for a CREDIT OPERATIONS OFFICER has arisen within our Credit Department, Suitable and qualified candidates with Experience in financial institutions are encouraged to apply

Key Responsibilities:
1. Collateral administration and Security Perfection
• Act as the independent verifier of all collateral documentation, valuation reports and legal opinions.
• Ensure that collateral security is legally perfected prior to or immediately following disbursement, as dictated by the policy.
• Maintain a secure, centralized system for the physical and electronic administration of all collateral files and security instruments
• Conduct periodic audits of collateral files to ensure ongoing validity and existence

Bachelor's degree in finance, Banking, or related field.
Experience, Special Skills and Personality Required: As per HR policyExperience
Minimum of 3 years of progressive Experience in Credit Administration, Credit Operations, Internal Audit, or Compliance within a regulated financial institution.Skills
Proven knowledge of credit lifecycle procedures, legal Requirements for collateral documentation and internal control principles. Exceptional attention to detail and strong analytical reporting Skills are mandatory.
Technical Proficiency: Advanced proficiency in data analysis tools, including Excel, SQL and business intelligence (BI) software e.g. Power BI, for dynamic report generation
Regulatory Knowledge: Sound working knowledge of local banking regulations pertaining to credit classification, provisioning and reporting standards.
Attributes: High level of integrity, independence, and ability to challenge non
• complaint practices constructively.
Clean Driver’s License

1. Collateral administration and Security Perfection
• Act as the independent verifier of all collateral documentation, valuation reports and legal opinions.
• Ensure that collateral security is legally perfected prior to or immediately following disbursement, as dictated by the policy.
• Maintain a secure, centralized system for the physical and electronic administration of all collateral files and security instruments
• Conduct periodic audits of collateral files to ensure ongoing validity and existence

All applications addressed to hr@empowerbank.co.zw, must be received no later than the 5th January 2026 clearly showing the position being applied for under the subject matter. Copies of academic and professional Requirements must accompany all applications