CREDIT MANAGER

An exciting opportunity for a CREDIT MANAGER has arisen within our Credit Department. The successful candidate shall be expected to manage the Microbank’s credit function. Qualified and experienced candidates are encouraged to apply

Key Responsibilities:
• Formulate and implement the Credit Strategy.
• Champion the review of credit policies and procedures
• Communicate decisions of Board Credit Committee
• Oversees the preparation of the information pack of recommended credit proposals to EXCO and Board Credit Committee for consideration
• Visit borrowing clients for independent analysis and appreciation of risk issues
• Recommend profitable deal structures that minimize credit risk
• Reviews loan appraisal reports from Credit Officer
• Carry out Credit risk assessment
• Authourise /recommend loan disbursement
• Review loan portfolio quality and portfolio reports
• Review and submit statutory reports to the regulator timeously

Bachelor’s Degree in a relevant discipline such as Banking, Finance, Mathematics, Statistics, Economics, Accounting or similar Requirements from a recognized institution.
Credit Management related professional certification is as added advantage
A master’s degree is an added advantage.
3.
• 5 years’ Experience in Credit Management environment in a financial institution, 3 of which should be at Managerial level dealing with Credit Management.
Advanced and specialized training in credit management and statistical Skills, credit risk modelling/analysis, data mining and financial analysis.
Strong knowledge of the legal and regulatory framework for banking sector

• Formulate and implement the Credit Strategy.
• Champion the review of credit policies and procedures
• Communicate decisions of Board Credit Committee
• Oversees the preparation of the information pack of recommended credit proposals to EXCO and Board Credit Committee for consideration
• Visit borrowing clients for independent analysis and appreciation of risk issues
• Recommend profitable deal structures that minimize credit risk
• Reviews loan appraisal reports from Credit Officer
• Carry out Credit risk assessment
• Authourise /recommend loan disbursement
• Review loan portfolio quality and portfolio reports
• Review and submit statutory reports to the regulator timeously

All applications addressed to hr@empowerbank.co.zw must be received no later than the 5th July 2025 clearly stating CREDIT MANAGER on the subject matter.
Certified copies of academic and professional Requirements must accompany all applications